lostmoney.com

January 22, 2026

What LostMoney.com Is and What It Does

LostMoney.com is a website designed to help people find and claim unclaimed money, unclaimed property, and other forgotten financial assets that may be owed to them. The site focuses on compiling free consumer reports listing unclaimed funds from different states and helping users figure out where to look for money that hasn’t been claimed yet. It has been around since 1996 and has reportedly assisted millions of consumers in identifying unclaimed accounts and assets.

The core idea behind LostMoney is straightforward: businesses, banks, insurance companies, and government entities often turn over dormant accounts, uncashed checks, refunds, safety-deposit box contents, payroll balances, and other assets to state unclaimed property programs after a statutory dormancy period has passed. Those funds officially belong to the original owner, but they’re held in custody until someone claims them. LostMoney compiles lists of these unclaimed assets and makes them searchable online.

Important to note is that LostMoney operates differently from official government portals. It’s a privately run site, not an official state or federal government unclaimed property database. It provides similar search functionality but through its own interface and presentation.

How LostMoney.com Works

On LostMoney.com, you typically:

  • Enter your name or a business name to search for unclaimed money or property listings associated with that name.
  • The site then shows results that match your search criteria, including unclaimed funds reportedly held by states or other custodians.
  • If matches appear, you may receive “consumer reports” that prompt you on where and how you might file claims to recover that money.

The reports are advertised as free to consumers, and LostMoney is sponsored in part by a partner program (FarSuperior Rewards) that pays for the report generation. The idea is to provide value to users at no direct cost to them.

Relationship to Official Unclaimed Property Resources

LostMoney is not the official government platform for unclaimed property. In the United States, official searches for unclaimed funds are typically done through:

  • MissingMoney.com, which is the national website endorsed by the National Association of Unclaimed Property Administrators (NAUPA) and links directly to participating state unclaimed property offices.
  • Individual state government unclaimed property websites, which are maintained by state treasurers or comptrollers.
  • Other official government databases for unclaimed federal assets (like IRS refunds, retired savings bonds, or unclaimed federal pensions).

Prospective searchers are generally advised to use official .gov sources for final claims and to be cautious about providing sensitive personal data on third-party sites.

Is LostMoney.com Legit?

Opinions and reviews about LostMoney.com are mixed but generally lean toward the site being legitimate and safe to use at a basic level:

  • Domain and longevity: The domain was registered in 1996, and it has been operating for decades. Longevity like this tends to suggest a stable service rather than a fly-by-night operation.
  • Security basics: The site uses a valid HTTPS connection and does not appear on major blacklists for scams or malware.
  • Review and trust scores: Some web safety evaluations give it a relatively high safety score and label it as a platform that is fairly well-known and valid, though not widely reviewed by individual users.

However, independent reviewers also caution that:

  • The identity of the site’s owners may not be publicly transparent in WHOIS records.
  • The platform’s popularity is low compared with official unclaimed property sites, meaning fewer user testimonials and community feedback.
  • Some “missing money” websites are known to request personal information more aggressively than official government channels, so extra care is needed when entering sensitive data.

How It Differs From Official Government Searches

Official unclaimed property systems like MissingMoney.com or direct state government unclaimed property offices are backed by legal frameworks. These are the places where claims are officially filed once you find potential matches under your name. LostMoney.com primarily serves as a secondary aggregator — a place to help you identify the possibility of unclaimed money, not to complete the legal claim itself.

Here’s how they typically differ:

  • Official status: MissingMoney and state unclaimed property sites are created by government entities or endorsed by those entities. LostMoney is private.
  • Data scope: Government databases draw directly from official state holdings; LostMoney’s database might be compiled differently.
  • Claim filing: You usually file claims through the official government systems, not through LostMoney itself.
  • Privacy and personal information: Government sites have clear privacy protections under law. Third-party sites are subject to their own privacy policies.

Pros and Cons of Using LostMoney.com

Pros

  • Free search reports: You don’t pay to search for unclaimed money.
  • Broadly accessible: The site is easy to use with a simple search interface.
  • Long-running: It’s been active since the mid-1990s, which suggests sustained operation.

Cons

  • Not an official government platform: You need to verify and file claims with official agencies.
  • Personal data risk: Some users and experts recommend caution when providing information that could be used to verify identity.
  • Mixed reviews and limited user feedback: Trust scores are based on automated analysis, not broad user testimonials.

Alternatives to LostMoney

If your goal is finding unclaimed money, there are reputable and widely recommended alternatives:

  • MissingMoney.com – National database endorsed by the National Association of Unclaimed Property Administrators.
  • State government unclaimed property websites – The most direct, authoritative sources.
  • Official federal databases – For things like unclaimed IRS refunds or matured savings bonds.

Using these official tools ensures you give sensitive identification information only where it’s legally required and properly protected.

Key Takeaways

  • LostMoney.com is a long-standing website that helps people search for unclaimed money and property, offering free reports.
  • It’s not an official government unclaimed property site, so use it as a starting point, not the final claims portal.
  • The platform is generally considered legitimate and safe, but you should be careful with personal information.
  • Official alternatives like MissingMoney.com and state government unclaimed property databases are preferred for filing claims.
  • Always verify any potential unclaimed funds with authoritative sources before submitting sensitive data.

FAQ

Is LostMoney.com free to use?
Yes. The basic search reports are free to consumers, though the site is privately sponsored.

Can LostMoney help me file a claim?
Not officially. LostMoney can show you where unclaimed money may exist, but claims usually need to be filed with official state or federal agencies.

Is it safe to enter my personal information?
Be cautious. Privacy protections on third-party sites aren’t the same as on government .gov sites. Only enter sensitive information when you are sure it’s an official claim form.

What’s a better alternative to LostMoney?
MissingMoney.com and individual state unclaimed property websites are official and widely recommended.

How much unclaimed money is out there?
Billions of dollars in unclaimed assets are held by government programs in the U.S., and new unclaimed property is added regularly.