allgogiftcard com
The AllGoGiftCard.com looks simple—a card you hand over, someone spends it. But under that clean surface is a quirky mix of convenience, tax perks, and, honestly, a few headaches you’d better know about.
What AllGo Actually Is
AllGo isn’t just another plastic card stuffed into a holiday envelope. It’s a prepaid Mastercard designed for companies in Ireland to reward employees. Think of it like a “thanks for the hard work” bonus—but one that skips payroll taxes if done right. Employers can load up to €1,000 per person each year tax‑free under Ireland’s Small Benefit Scheme. That’s why so many Irish businesses hand these out instead of Christmas hampers or boring wine bottles.
Physical Card or Digital+ Card—Which One’s the Better Bet?
There are two versions.
The physical card is what you’d expect: a tangible Mastercard that lands in a branded envelope. Recipients activate it online, then swipe it anywhere Mastercard is accepted. No PIN, just swipe and sign. Old‑school enough for someone who still likes opening mail.
Then there’s Digital+, which is basically a virtual card emailed to the recipient. They stick it into Google Pay or Apple Pay, and suddenly their phone becomes the card. Perfect for someone who never touches a physical wallet anymore.
The choice depends on how people like to spend. Some folks love the feel of a real card. Others just want it on their phone instantly.
Ordering Isn’t Complicated, But It’s Not Amazon-Quick
This isn’t a “click buy now and it shows up tomorrow” situation. It’s designed for businesses, so there’s a system. Companies upload a spreadsheet of recipients, get an invoice, fill out a Know‑Your‑Business form if it’s their first time, pay by transfer or Stripe, and only then does AllGo start sending cards out.
Physical cards come by courier. Digital cards arrive by email. Express service can be as fast as 24 hours, but normal orders take about four working days. For big events like Christmas bonuses, missing the cutoff would be a disaster.
How People Use These Cards
Once activated, the card works just like any other Mastercard. Buy a book from Amazon? Fine. Pay for dinner abroad? Usually fine. But there’s a catch: you can’t take out cash. This isn’t an ATM card; it’s strictly for spending at shops or online.
Balances are checked on the website or through the Get My eCard app. You can even see 90 days of spending history. If you want more than that, you have to request it.
The Good Stuff
There’s plenty to like.
The obvious win: it works anywhere Mastercard is accepted. That’s about 37 million merchants globally. No “only at these stores” nonsense like some gift cards.
The digital option means a company can send rewards to remote employees across the EU without touching a post office.
And the tax angle is huge. Irish companies can give every employee up to €1,000 a year on one of these cards without either side paying tax. That’s why HR departments keep ordering them.
The Rough Edges
Here’s the blunt truth: AllGo’s reputation isn’t spotless.
Trustpilot reviews average 1.6 out of 5, which should make anyone pause. Complaints are consistent—people can’t log in, cards won’t activate, balances vanish into limbo. One guy called it “a scam” after his card didn’t work in France.
The app feels clunky. Users complain it shows expired cards they can’t delete. Password resets fail. And if you need help? Customer service often doesn’t pick up fast enough to make it painless.
On Reddit, someone summed it up in one line: “It’s essentially a prepaid Mastercard that you can’t withdraw cash with.”
Who Actually Buys These?
Almost all sales come from businesses, not random people looking for a birthday gift. Employers use them for Christmas bonuses, staff rewards, or client incentives. Some companies order hundreds at a time. The system even lets them add a message or branded envelope for about fifty cents a card—so the card feels less like a bland corporate freebie.
If You’re an Employer Thinking About It
Pick the card type carefully. Physical cards are great for handing out at the office Christmas party. Digital ones are better for remote teams or employees scattered across the EU.
Order early. AllGo’s system is fine most of the year, but the December rush is real.
And maybe test the process with a handful of cards before rolling out 500 at once. If your staff gets stuck activating them, you’ll be fielding more angry emails than “thank yous.”
If You’re Getting One as an Employee
Activate it properly. That means typing in your name exactly as printed, not the nickname you usually use.
Use it soon—gift cards of any kind can be easy to forget, and AllGo cards have expiry rules.
And check the balance before you hit “checkout” online. The card won’t magically cover over‑spends.
How It Stacks Up Against Other Gift Cards
Compared to One4All or store‑specific gift cards, AllGo’s big advantage is that it’s basically a Mastercard—you can spend it nearly anywhere. But One4All has a cleaner reputation and fewer complaints about activation or app problems.
So AllGo wins on flexibility, loses on user experience.
The Bottom Line
The AllGo Mastercard Gift Card is clever on paper: a tax‑friendly way for Irish businesses to reward employees with money they can actually use.
But there’s a flip side. The tech is clunky. The support isn’t great. Reviews are ugly.
If you’re a company, it’s worth using—but only if you manage the rollout well and help employees get set up. If you’re an employee getting one, treat it like cash you can’t withdraw: activate it, spend it, and don’t let it gather dust in a drawer.
Because when the system works, it’s a flexible reward. When it doesn’t, it’s just another plastic headache.
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