claimmoney.com

November 20, 2025

What ClaimMoney.com says it does

ClaimMoney markets itself as a platform that helps users identify and join class-action or arbitration settlements for brands they’ve used, and then “claim cash” from those settlements. On its homepage it says: “We find money you’re already owed. Users earn an average of $345 per year.” (Claim)
The idea: you don’t need legal knowledge, the website filters settlements you may qualify for, you submit a claim, and get paid if you meet the criteria.

What others say: legit or not?

Positive signals

On the review site ScamAdviser the website is given a “likely to be legit / safe to use” rating. They say the domain is older (registered in 2002) which is a good sign versus brand-new scam sites. (ScamAdviser)
Some users in forum threads report that they have seen payouts (though not huge amounts) via the platform. For example on Reddit:

“I spoke with my friend who actually has been using the Claim app / Claim website … last payout she showed me was a $250 … months after filing” (Reddit)

Red flags & caveats

The Reddit thread also points out issues:

“It is a scam and a hoax. Most class action payouts are going to be in the range of $3 to $20.” (Reddit)
Some users believe the platform is over-hyped, promoted via social media influencers, and may charge or push membership/subscription for access.
There is limited public information on how many users actually get paid, how much, how long it takes. User comments suggest delays (“months”) and small payouts.
The average payout claim of $345 per year (from the website) is a figure stated by the company, but independent verification of that average is not clearly found.
Usage might be restricted by geography (many class actions apply only in certain US states) and eligibility often depends on having been impacted by a specific issue (so you may not actually qualify).
If there is required payment (subscription, fees) for access — that adds risk. While I did not find a clear licence fee mentioned on the homepage info I reviewed, users in forum comment that some similar platforms require payment. One comment:

“You have to pay to download the app so that’s one way they get you.” (Reddit)

How it likely works: the steps & what to expect

Based on how class action settlement claim platforms typically operate (and how ClaimMoney presents itself) here’s what you should expect:

Registration / sign-up: You give contact information, maybe some demographic data, perhaps verify identity.
Eligibility check: The platform shows you settlements you might qualify for (brands, categories, timeframe).
Claim submission: You fill out forms, maybe upload proof that you were affected (purchase receipts, account IDs, usage history).
Processing & payout: If you qualify, you receive payout via check, PayPal, bank transfer, etc. The amount and timeframe vary. Many settlements may issue small amounts or take long time.
Fees / cost: Some platforms may charge subscription or service fees; check whether you have to pay up front, or whether they only deduct from your payout. Always check “who pays the fees” and “what % you receive”.
Qualification constraints: Settlement eligibility often depends on location (state/country), timeframe (when you used the product/service), proof you were impacted, and whether you opted-in. So even if you “qualify” in theory, you might not actually get a payout.

Pros & Cons

Pros

Potential opportunity: If you actually qualify for a settlement and don’t have the time or knowledge to hunt for it yourself, a platform may simplify the process.
Lower barrier: The marketing suggests you don’t need a law degree, etc.
Domain longevity & positive technical signals: Domain since 2002, SSL certificate valid, etc. (ScamAdviser)

Cons

Eligibility very uncertain: Just because you “see” a settlement doesn’t mean you’ll get paid.
Possibly low payout: Many users say the actual amounts are small or take long.
Potential hidden cost: Check whether you must pay a subscription or fee, and whether that cost may exceed likely payout.
Marketing hype: The promotion via social media (shown in Reddit thread) suggests heavy marketing, sometimes influencer-style, which may up the pressure to sign up without full transparency.
Time / effort: Even with the platform helping, you may need to provide documentation, wait months. Could be lower priority compared to other financial decisions.

My take / recommendation

If I had to summarise: ClaimMoney appears to be probably legitimate in the sense that it’s not obviously a total scam (based on domain age, independent review site rating). But it is not a guarantee of easy or large money. If you go in you should do so with modest expectations and full awareness of the conditions.

So:

Before signing up, read the fine print: Are you charged anything? What portion of your payout do they take, if any?
Check whether you truly qualify for each settlement (location, timeframe, proof).
Make sure your personal data is handled safely (especially if uploading identity or receipts).
Treat any expected payout as “maybe” and likely small — don’t rely on it for important financial planning.
Consider doing your own research on settlement claims (free) as a comparison: sometimes you can find and claim directly without going through a middle-man.
If you pay a subscription or fee up-front and your expected payout is comparably small or uncertain, that may be risky.

Key takeaways

ClaimMoney offers a service to help you identify and submit class-action/arbitration claims.
Independent review (ScamAdviser) suggests the site is likely safe to use, but it has low site traffic and is relatively niche. (ScamAdviser)
User forum feedback is mixed: some say it worked (with delay), others say results were minimal or suspect.
Major caveat: payout sizes, eligibility, time delays are uncertain. Marketing may show larger amounts than typical.
Always check cost, qualification criteria, and your personal data risk.

FAQ

Q: Do I have to pay to use ClaimMoney?
A: I did not find a clear statement on the homepage saying “free for all claims” or “subscription required”. Forums suggest some users believe there may be fee components (especially in similar apps). Before proceeding, verify the cost structure.

Q: How long does it take to get payout?
A: Users say it can take months. One comment: “last payout she showed me was a $250 … months after filing”. (Reddit)

Q: How much money can I expect?
A: It varies widely. The site claims an “average of $345 per year”, but that’s company-provided and may reflect a subset of users. Actual amounts may be far lower depending on settlement, location, proof.

Q: What if I’m outside the US?
A: Many class actions/arbitrations apply only to U.S. residents or specific states. If you live outside the U.S., you may have limited eligibility. Always check each settlement’s terms.

Q: Is my personal data safe?
A: The site has a valid SSL certificate and domain age is good (registered 2002) per review. (ScamAdviser) Still, anytime you upload identification or financial documentation, you should verify privacy policy and how data will be used.